生意贷款
迅捷信贷 | FasterLoan 为您提供专业商业贷款服务,我们的贷款经理拥有多年商业贷款经验,善于处理各类生意买卖、流动资金、购置物业厂房设备等的贷款申请及审批。
生意贷款的目的
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business_loan_Icon-1.png)
发展生产
贷款所获得的资金用于企业扩大再生产。例如购买原材料,购入设备、员工工资等。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business_loan_Icon-2.png)
流动资金
贷款所获得的资金用于企业短期流动资金。例如偿还到期的贷款,短期资金周转等。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business_loan_Icon-3.png)
购买物业
贷款所获得的资金用于企业购买商业物业,例如库房、办公室、展厅、商铺等。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business_loan_Icon-4.png)
收购企业
贷款所获得的资金用于企业收购兼并其他企业。例如供应链整合、收购竞争对手、收购其他生意等。
生意贷款的利率
Business Loan Interest Rate
迅捷信贷 | FasterLoan 为客户提供丰富的利率组合方案,我们可以同时提供本息同还(P&I)、只还利息(IO)、有抵押、无抵押等多种选择。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/intrest-1.png)
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/intrest-2.png)
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/intrest-3.png)
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/intrest-4.png)
生意贷款的主体
贷款主体即贷款申请人,可以是任何合法的商业主体。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/sole-trader.png)
Sole Trader
在Australia Business Register(ABR)登记为生意的经营者。这意味着你要对经营生意的所有法律方面负责,也有权雇人为其工作。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/company.png)
Company
私人有限公司是独立的商业实体,拥有公司章程,以及股东。企业为有限债务有限公司。公司名称通常包含Pty Ltd字样。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/trust.png)
Trust
委托人(特指自然人)将其财产所有权委托给受托人,受托人按照信托协议管理信托财产,并在指定情况下将该资产转予指定的受益人。
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business_loan.png)
贷款对生意的好处:
- 应对风险:对冲物料价格波动、缓解流动资金压力
- 扩大生产:短时间迅速扩大生产规模
- 快速扩张并购:通过并购轻松扩张生意
贷款前的准备工作:
- 确定贷款用途:购买新生意、购买物业、流动资金、购买设备等
- 确定资金规模:根据用途及首付比例确定贷款金额
- 确定贷款时间:交易发生的具体日期,例如购买商业物业或新生意的sattle日期,购买设备的到货日期等。
迅捷信贷的服务内容
Our high-quality services
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business-loan-service-1.png)
1. 信用报告
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business-loan-service-2.png)
2. 贷款方案
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business-loan-service-3.png)
3. 材料准备
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business-loan-service-4.png)
4. 贷款申请
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business-loan-service-5.png)
5. 贷款重组
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/business-loan-service-6.png)
6. 财务优化
迅捷信贷——助力小生意快速成长
You have a dream and we help to make it come true
![](http://www.fasterloan.com.au/wp-content/uploads/2022/06/sme-recovery-loan.jpg)
Why Us?
为什么选择迅捷信贷?
![](http://www.fasterloan.com.au/wp-content/themes/fasterloan/assets/images/icon-rate.png)
完全免费
贷款申请过程中我们不向客户收取任何费用,并且承诺贷款申请过程中没有任何隐藏费用。
![](http://www.fasterloan.com.au/wp-content/themes/fasterloan/assets/images/icon-efficiency.png)
快捷高效
我们接入数十家贷款机构,一次性完成贷款产品推荐、比较、申请、签约、获批。
![](http://www.fasterloan.com.au/wp-content/themes/fasterloan/assets/images/icon-private.png)
私人订制
每位客户均有专属的贷款经理负责,根据客户财务情况制定专属贷款方案。
![](http://www.fasterloan.com.au/wp-content/themes/fasterloan/assets/images/icon-benefit.png)
利率优惠
迅捷信贷与数十家贷款机构具有稳定合作关系,通过我们递交的贷款申请可享受到最高的折扣利率。
How to Apply for a loan
我们的服务流程
![](http://www.fasterloan.com.au/wp-content/themes/fasterloan/assets/images/service-procedure.png)